Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

As an Actuarial Consultant within UHG Trend Analytics' - Forecasting & Insights team, you will be instrumental in advancing healthcare analytics and developing data-driven strategies that improve health outcomes. You will collaborate with cross-functional teams to drive innovation, solve complex challenges, and deliver actionable insights for our business partners.

Join a dynamic team working on a high-impact initiative focused on Medicare Advantage. In this role, you will help build and review trend forecast models, analyze detailed healthcare claims data, and develop studies that support financial forecasting and strategic planning. You'll apply analytical skills to work with a team to solve complex business challenges, create client-ready deliverables, and contribute to improved healthcare outcomes for Medicare beneficiaries.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.
For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

• Build and maintain analytical and actuarial models to support financial forecasting and analysis
• Extract, aggregate, and interpret complex healthcare claims data for trend identification and problem-solving
• Perform quantitative analysis on utilization and cost data to uncover key drivers
• Diagnose root causes of issues and propose practical, data-driven solutions
• Create visually compelling, accurate, and client-ready deliverables that tell a clear story
• Participate in client communications, manage questions, and contribute to relationship building
• Prepare reports, schedule project tasks, and coordinate deliverables in a fast-paced environment
• Apply creative problem-solving and critical thinking to complex challenges with accountability and precision

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelors degree obtained from an accredited university
• Passed one or more Actuarial Exams
• 2+ years of Actuarial experience
• Experience working with formulas, calculations, charts, graphs in MS Excel
• Ability to quickly learn and use computer software tools effectively
• Ability to complete new analyses by determining necessary steps without detailed instruction

Preferred Qualifications:

• Experience working in either SAS, SQL, Python, Power BI
• Actuarial experience and/or exposure in dealing with health care claims experience and/or pharmacy claims experience (i.e. understanding of costs, expected claims, diagnosis codes, procedure codes, pharmacy terminology)
• Experience working in a consultancy or healthcare field
• Demonstrated ability to communicate effectively, including written and verbal forms of communication
• Proven analytical, organizational, and critical thinking skills
• Flexibility to manage changing priorities/requirements/deadlines
• Located in (or willing to relocate to) Minnesota and able to work out of the Optum Eden Prairie, MN office

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.