You are a driven and motivated problem solver ready to pursue meaningful work. You strive to make an impact every day & not only at work, but in your personal life and community too. If that sounds like you, then you've landed in the right place.

The position is part of the Personal Lines actuarial team primarily focused on loss ratio performance for the Auto line of business ($2B in annual EP).  While the position’s primary focus will be on Auto loss ratio performance rate adequacy, there will be ongoing partnership with the Personal Lines (PL) Auto reserving/claims team, the PL Product team, and the enterprise Claims Analytics teams to ensure we have a cohesive message and understanding of the Auto product and results.

Responsibilities:

As a key member of the Personal Lines actuarial team, this individual will lead and perform a variety of analyses and continuously monitor the Auto loss ratio performance. The successful candidate will look at data for the last several years and use this, along with a deep understanding of the current Auto environment to project future loss ratios. With the current PL loss cost environment, responding quickly to changing patterns and providing transparency into work and assumptions is critical as these results guide strategies and decisions with the broader Product organization. The candidate will partner closely with actuarial, claims analytics, and product management areas and will be a key business partner, whose expertise is highly sought. 

Responsibilities include:

• Lead a team that analyzes and shares Auto loss ratio performance on a monthly basis

• Build tools/analytics, using enhanced statistical tools, such as R and Shiny applications allowing us to monitor each component loss ratio performance (e.g. loss and premium trends) at the deepest grain

• Think creatively to develop innovative and novel solutions to actuarial processes and how we can enhance long-standing actuarial methodology using newer data science techniques

• Rely on results from loss ratio performance and the current Auto environment to project loss ratios forward for the next 2-3 years

• Collaborate with partners on key assumptions going into the loss ratio planning analysis, ensuring assumptions incorporate the latest information from all areas

• Present results to leaders in Reserving, Actuarial, Claims, and Product, among others

• Results driven with commitment to meeting deadlines

• Attends to detail and manages multiple priorities in a fast-paced environment

Qualifications:

• Minimum 5 years of property and casualty insurance actuarial experience.  Auto is a plus, but not necessary

• FCAS preferred, but open to candidates with appropriate knowledge background

• Knowledge of actuarial pricing techniques.

• Demonstrated technical/analytical skills; High proficiency in Excel required and experience with R/SQL preferred.

• Effective oral and written communications skills.

• Independently motivated; constantly looks for areas to add value.

• Teamwork skills including ability to effectively collaborate with and influence individuals at different organizational levels.

• Undergraduate degree with a major in mathematics, actuarial science or related field of study.

Location:

This can be a full time, remote work opportunity.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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