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Life Insurance Financial Analyst

Higginbotham Insurance AgencyLos Angeles, United States4mo ago
HybridIndividual Life ProtectionLife Annuity OtherExperience StudiesProduct Development & Plan DesignRegulatory Reporting

Role Summary

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HIGHLIGHTS

Life actuarial-adjacent analyst role focused on financial analysis and modeling for life insurance products. You will analyze mortality/longevity risk, build financial models for cash values and riders, and support product and investment recommendations. Hybrid role based in Los Angeles/Irvine (US) for candidates with 3+ years life insurance experience.

JOB DESCRIPTION SUMMARY

  • Perform financial analysis and modeling for life insurance products and financed strategies
  • Assess mortality and longevity risk and refine assumptions
  • Build models projecting premiums, cash value crediting rates, and rider performance
  • Use Excel, VBA and SQL for modeling and reporting
  • Hybrid role — occasional in-office meetings in Irvine or Los Angeles

DOMAIN EXPERTISE

  • financial analysis within the life insurance industry
  • mortality and longevity risk assessment
  • life insurance product modeling and illustrations
  • modeling financed life insurance strategies and riders
  • assessing interest rate and lending impacts on collateral projections

KEY REQUIREMENTS

  • 3+ years of financial analysis experience within the life insurance industry
  • Proficiency in Excel, VBA, and SQL for modelling and analysis
  • Knowledge of mortality and longevity risk assessment methodologies
  • Familiarity with life insurance modeling and illustrations
  • Willingness/ability to commute to Irvine or Los Angeles offices for occasional meetings

TECH STACK

  • Excel
  • PowerPoint