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Personal Insurance Product Assistant Director, Central Region States

The Hartford Financial Services Group, Inc.Hartford, United States3mo ago
FlexiblePersonal AutoPersonal Property HomeownersPersonal UmbrellaPricing & RatingProduct Development & Plan DesignUW Support & Portfolio Management

Role Summary

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HIGHLIGHTS

Director-level P&C product role for Personal Insurance (auto, homeowners, umbrella) responsible for state P&L, pricing, and product strategy for Colorado, Nebraska, and New Mexico. You will set rate levels, design product features, work with underwriting/analytics, and present results to senior leaders. Hybrid or remote work options with expectation of local office attendance three days/week if nearby. Based in Hartford, CT (The Hartford).

JOB DESCRIPTION SUMMARY

  • Own P&L, pricing and product strategy for Personal Auto, Home, and Umbrella in assigned states
  • Set rate levels, class segmentation, and deploy pricing/product changes
  • Work cross-functionally with Underwriting, Marketing, Sales, and IT
  • Hybrid/remote arrangement; local hires expected in-office Tue–Thu
  • Ideal for senior product leaders with P&C pricing knowledge and strong Excel skills

DOMAIN EXPERTISE

  • P&C insurance experience
  • Product or P&L management experience
  • Personal lines (auto, homeowners, umbrella) experience
  • Familiarity with actuarial pricing and loss development concepts
  • Knowledge of state regulatory filings and local marketplaces

KEY REQUIREMENTS

  • Minimum 3 years P&C insurance industry experience
  • At least 2 years in Product or P&L management
  • Strong understanding of personal lines products and distribution channels
  • Familiarity with actuarial pricing concepts: indications, loss development, credibility
  • Strong Excel skills; familiarity with ThoughtSpot required

TECH STACK

  • Excel
  • ThoughtSpot
  • Snowflake