Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We're built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.
Awarded 'best workplace'
Best Workplace and Best-Led Company by Inc. Magazine
"World Changing" by Fast Company
Recognized as a World Changing Idea by Fast Company Magazine
Ranked #1 Home insurance in America
Won best renters and homeowners insurance in America by US News, and others
Best Pet Insurance in America
Rated "Best Overall Pet Insurance" by Better Homes & Gardens
Rated 4.9 on the App Store
Among the highest rated apps of all time
What you're applying for
We're seeking an enthusiastic Senior Actuarial Analyst who loves turning rich insurance data into clear, reliable insights by writing optimized R and SQL code and integrating AI to automate and speed up tasks. If you enjoy linking data work with the "why" behind insurance decisions, you'll feel right at home here.
You'll explore data from every Lemonade line of business, design optimized pipelines that fuel our monthly, quarterly, and annual reserving and ERM processes and collaborate closely with Reserving and Pricing Actuaries, Insurance Product, Data Engineering, and Finance teams. Your work will ensure that every stakeholder, from actuaries to executives, has timely and trustworthy numbers that guide smarter choices for our customers and our business.
In this Role You'll
- Develop detailed, clear, and optimized data processes for key teams to follow
- Leverage AI and Gen AI to automate and enhance tasks across the Reserving function
- Help build and validate the data underpinning ERM models used for capital allocation
- Properly document methods and activities for all analyses
- Leverage your analytical and modeling skills to automate and streamline processes
- Further your own actuarial education through CAS exams and industry research while applying those learnings on the job
What You'll Need
- 5+ years of P&C actuarial experience; ACAS or near-ACAS, preferred
- B.S. in Actuarial Science, Mathematics, Statistics, or a related field
- General knowledge of programming languages such as R (preferred) or Python, and proficiency in database query tools such as SQL or LookML
- Broad understanding of reinsurance concepts, ERM, and P&C Reserving
- Ability to work in an office environment
- Enthusiasm about learning and adapting to the exciting world of AI - a commitment to exploring this field is a fundamental part of our culture
*Please note that we are unable to sponsor applicants for work visas
Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $115,000-$132,500 + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.
Things to know...
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.