Senior Underwriter
Role Summary
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Senior underwriting role in Health (employer/group) focused on pricing and account-level risk assessment in Oakland, CA (remote within Kaiser Permanente authorized states). You will analyze premium/claim/exposure data, contribute to rate and benefit pricing models, develop account plans, and negotiate rates with brokers and clients. Senior individual contributor expected to work independently and collaborate with Sales and Account Management.
JOB DESCRIPTION SUMMARY
- Analyze premium, claims, exposure, and population risk for employer/group health accounts
- Develop rates, account plans, and contribute to rate/benefit pricing models and tools
- Present renewal recommendations and negotiate with brokers, consultants, and clients
- Remote role (within Kaiser authorized states); 40 hours/week, occasional travel (~10%)
- Senior individual contributor; autonomous work with mentoring responsibilities
DOMAIN EXPERTISE
- Underwriting experience
- Marketplace evaluations
- Financial modeling
- Applied data analysis
- Claim analysis
KEY REQUIREMENTS
- Bachelor’s degree in related field AND 2+ years underwriting/financial analysis OR 5+ years experience
- Experience in underwriting, marketplace evaluations, or financial analysis
- Applied data analysis and financial modeling skills
- Knowledge of actuarial techniques and insurance claim analysis
- Ability to present recommendations and negotiate with brokers/clients
TECH STACK
- Excel
- PowerPoint
