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State Management-State Manager, Personal Lines

The Hanover Insurance Group, Inc.Worcester, United States4mo ago
HybridNot SpecifiedPricing & RatingProduct Development & Plan DesignUW Support & Portfolio Management

Role Summary

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HIGHLIGHTS

Manager-level P&C personal lines role focused on state-level product and pricing strategy for Personal Lines. You will own state P&L targets, develop pricing and distribution plans, work cross-functionally with actuarial, underwriting, claims and legal, and manage regulator and trade association relationships. Hybrid role based in Worcester, MA (or remote).

JOB DESCRIPTION SUMMARY

  • Own state-specific P&L and deliver margin and volume objectives for Personal Lines
  • Develop and implement pricing, product structure, and distribution strategies
  • Partner with Actuarial, Underwriting, Claims, Marketing, and Legal
  • Hybrid role based in Worcester, MA (office or remote)
  • Ideal for a manager with 7–10 years of personal lines state P&L experience

DOMAIN EXPERTISE

  • Personal lines state P&L management
  • State-specific product and pricing strategy
  • Regulatory and state agency relations
  • P&L forecasting and loss analytics

KEY REQUIREMENTS

  • 7–10 years personal lines insurance experience managing a state P&L
  • Proven product management and state pricing experience
  • Strong knowledge of insurance rules, regulations, and state filing interactions
  • Demonstrated financial analytics: forecasting, loss analytics, P&L
  • Excellent communication, negotiation, and stakeholder management skills

TECH STACK

  • No tech stack specified