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Role Summary

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HIGHLIGHTS

VP-level Risk Officer for a health-focused insurer (Heartland Fidelity) based in Clifton, NJ. You will lead ERM, manage regulator and AM Best relationships, and oversee RBC, capital planning, and FP&A reporting. The role reports to the COO and involves business development for group employee benefits and captive insurance opportunities.

JOB DESCRIPTION SUMMARY

  • Lead Enterprise Risk Management and chair the ERM Committee
  • Manage regulator relationships and AM Best rating submissions
  • Oversee RBC calculations, capital planning, and stress-testing
  • Collaborate with Finance, Underwriting, and Analytics on P&L forecasts
  • Based in Clifton, NJ (Lawrenceville, NJ also an option); VP seniority

DOMAIN EXPERTISE

  • Group health benefits experience
  • Experience with captive insurance companies
  • Regulatory and rating agency relationship management
  • Risk-Based Capital and capital planning
  • Financial planning and analysis for insurance products

KEY REQUIREMENTS

  • 7–10 years’ experience in insurance or healthcare, preferably group health
  • Bachelor’s degree required (MBA preferred)
  • Experience with regulator and rating agency (AM Best) interactions
  • Demonstrated FP&A and capital planning experience including RBC
  • Strong communication and Microsoft Office proficiency (Excel/PowerPoint)

TECH STACK

  • Excel
  • PowerPoint

Job Overview

Salary
$150k - $175k
Years of Experience
7+ Years
Work Type
Permanent
Full Time

Ideal Candidate Profile

Ideal for a VP-level risk professional with 7–10 years in insurance or healthcare and strong ERM, RBC, and capital planning experience in group health benefits and captive insurers.

Benefits

Shortlist Forming
Closing Soon
44d
44 days ago

Strategy: Speed over Perfection

By Day 21, visibility drops significantly. Recruiters are focusing on existing candidates.

"Don't wait for a cover letter. The requisition could close tomorrow. Apply now."

Job Overview

Salary
$150k - $175k
Years of Experience
7+ Years
Work Type
Permanent
Full Time

Ideal Candidate Profile

Ideal for a VP-level risk professional with 7–10 years in insurance or healthcare and strong ERM, RBC, and capital planning experience in group health benefits and captive insurers.

Benefits

Shortlist Forming
Closing Soon
44d
44 days ago

Strategy: Speed over Perfection

By Day 21, visibility drops significantly. Recruiters are focusing on existing candidates.

"Don't wait for a cover letter. The requisition could close tomorrow. Apply now."

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Health/Insurer/VP Level
Benecard Services, Inc.

Vice President and Risk Officer

Benecard Services, Inc.•Clifton, United States•1mo ago
OnsiteCommercial Employer HealthRisk Management, ERM & ORSACapital Modelling & Economic CapitalRegulatory Reporting