Title: Homeowner Product Manager

Location: Austin, TX / Dallas, TX / Bedminster, NJ

Reporting to: VP, Insurance Product

About Hippo:

Hippo exists to protect the joy of homeownership. We believe that insurance should protect the things you treasure through an intuitive, modern experience. We provide tailored insurance coverage and preventative maintenance plans that keep you protected throughout your homeowner journey. We'll also help you find coverage for everything life brings-from auto to flood-reimagining how you care for your home.

About This Role:

The Homeowner Product Manager is responsible for driving the growth and profitability of the Homeowners line of business across a group of assigned states. This role combines product strategy, data-driven decision making, and regulatory management to ensure the company meets its financial, operational, and compliance objectives.

The ideal candidate will possess a strong analytical and technical background-skilled in data manipulation, analysis, and reporting-and will collaborate closely with Actuarial, State Filings, Underwriting, and Claims teams to develop and implement rate plans, monitor performance, and identify opportunities for improvement.

About You:

You are an analytical, data-driven professional who thrives at the intersection of insurance and strategy. You combine deep technical skills with business insight, using data to tell the story of performance, profitability, and opportunity. You're comfortable diving into spreadsheets, SQL queries, and reports just as much as you are collaborating cross-functionally to influence business outcomes.

You take ownership of your states like a business within the business-monitoring health, identifying trends, and driving strategies that improve retention, growth, and profitability. You work closely with teams across Actuarial, Underwriting, Claims, and State Filings to deliver on company objectives, and you bring a proactive, problem-solving mindset to everything you do.

What You'll Do

Develop and execute strategies that drive growth, profitability, and compliance across assigned states.

Partner with Actuarial and State Filings to develop and implement rate, rule, and form filings.

Collaborate with Underwriting and Claims to identify and address profit-related issues, leveraging data to guide decisions.

Monitor key state-level performance metrics, including retention, production, and loss ratios, and translate findings into actionable insights.

Lead or support multi-state product initiatives, ensuring smooth rollout across all relevant states and products.

Document product and system changes, translating business requirements into clear technical specifications.

Participate in pre- and post-production testing to ensure quality execution of product changes.

Respond to regulatory changes and ensure compliance within assigned states.

Communicate updates and initiatives effectively to internal and external stakeholders.

Build and maintain reporting dashboards and scorecards to monitor product health and identify opportunities for improvement.

Must Haves

Bachelor's degree in Business, Finance, Analytics, or a related field.

5-7 years of experience in personal lines insurance, finance, actuarial, or data analytics.

Demonstrated ability to partner with cross-functional teams (Actuarial, Underwriting, Claims, State Filings).

Strong analytical and quantitative skills, with a proven ability to turn data into actionable insights.

Advanced proficiency in Excel (pivot tables, formulas, PowerQuery) and working knowledge of SQL for data querying and analysis.

Strong communication skills with the ability to present complex information clearly.

Self-starter mentality with the ability to manage multiple priorities and drive projects independently.

Nice to Have

Experience with a Top 20 Personal Lines Homeowners writer.

Product management experience in homeowners or related P&C lines.

Familiarity with PowerQuery, BigQuery, or other advanced data tools.

Background in accounting, finance, actuarial science, or insurance analytics.

Experience supporting builder products (e.g., Westwood, Lennar) or the HO3 product type.

Proven success in managing data-driven projects that improve top- or bottom-line performance.

Benefits and Perks:

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with:

Healthy Hippos Benefits - Multiple medical plan options, 100% covered dental and vision for you and your family, and a wellness program that rewards healthy habits. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
Equity -This position is eligible for equity compensation
Training and Career Growth - Training and internal career growth opportunities
Flexible Time Off - You know when and how you should recharge
Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

The Bedminster, NJ area base pay range for this role is $110,000.00 - $175,000.00. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

Hippo's applicants are considered solely based on their qualifications, without regard to an applicant's disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo's People Team to make the need for an accommodation known.

Hippo CCPA

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