Credentials
Designations mentioned most often
- Student_cas_soa697
- ASA498
- FSA344
- ACAS245
Updated August 2026
Individual Contributor Actuary Salary in the US
The median advertised base salary is $119,250, with the middle 50% paying $96k–$147k. Individual contributor roles focus on actuarial analysis and technical ownership without formal people-management responsibility.
Advertised annual base salary, not total compensation. Historical data can include roles that are no longer open.
Current advertised market
$119,250
Median annual base salary
- Middle 50%
- $96k–$147k
- Sample
- 2,782
Strong sample15% below the all-level national median
Career progression
How pay changes across actuarial career levels
Compare advertised median base salary across the same national posting dataset. The highlighted row is the level you are viewing.
Salary Distribution
Under $50k
92 (3%)
$50k–$75k
116 (4%)
$75k–$100k
591 (21%)
$100k–$125k
766 (28%)
$125k–$150k
637 (23%)
$150k–$175k
325 (12%)
$175k–$200k
197 (7%)
$200k–$250k
57 (2%)
$250k–$300k
1 (0%)
$300k+
—
Based on 2,782 job postings with salary data.
Reliable comparisons
Where Individual Contributor actuarial pay differs
Comparisons exclude unknown categories and require at least 20 salary-disclosed postings. This prevents one-off salaries from being presented as market benchmarks.
Salary by practice area
Only practice areas with at least 20 postings.
| Segment | Median | Postings |
|---|---|---|
| Life | $130,476+9% vs level | 569 |
| P&C | $125,000+5% vs level | 937 |
| Retirement | $120,000+1% vs level | 98 |
| Health | $111,755-6% vs level | 950 |
Salary by state
Only states with at least 20 postings.
| Segment | Median | Postings |
|---|---|---|
| Iowa | $137,100+15% vs level | 60 |
| Ohio | $135,000+13% vs level | 131 |
| Tennessee | $135,000+13% vs level | 23 |
| California | $131,218+10% vs level | 222 |
| Texas | $127,000+6% vs level | 123 |
| New York | $125,000+5% vs level | 266 |
| Washington | $124,500+4% vs level | 51 |
| Colorado | $119,055 | 43 |
| Illinois | $118,965 | 198 |
| Virginia | $118,805 | 39 |
Jobseeker signals
What employers ask for in Individual Contributor roles
These are the most common attributes in salary-disclosed postings at this level. Counts can overlap because one job may mention several credentials or skills.
Work style
Where these roles are performed
- Hybrid1,163
- Remote613
- Onsite332
- Flexible248
Actuarial skills
Methods appearing in postings
- Experience Studies1,210
- Predictive Modelling1,089
- Cash Flow Testing516
- Frequency Severity Modelling453
Employer types
Organizations hiring at this level
- Insurer1,764
- Consultancy470
- Other252
- Insurtech114
Minimum exams
Exam requirements stated in postings
- 6 exams10
- 5 exams103
- 4 exams213
- 3 exams193
Individual Contributor actuary salary summary
Based on 2,782 actuarial job postings with disclosed salary data, Individual Contributor roles have a median salary of $119,250. The middle 50% of postings fall between $96,000 to $146,500, which is often a more useful planning range than a single average.
What affects pay at the Individual Contributor level
Pay at this level depends on scope of ownership, people-management responsibility, credential requirements, product line, and whether the role is in consulting, insurance, reinsurance, or a technology-heavy actuarial team.
How to benchmark this level
Within the available data, Life has the highest median compensation at $130,476. Compare adjacent seniority levels and practice-area tables before using this range for negotiation or career planning.
Individual Contributor actuarial jobs with disclosed pay
Open a role to review the full requirements and compensation details.
Actuary III
DTLA Benefits
$115,000-4% vs benchmarkIndividual ContributorTodayRisk Solutions Actuarial Associate
XO Health Inc.
$137,500+15% vs benchmarkIndividual ContributorTodayFinancial and Actuarial Associate
Gallagher
$76,750-36% vs benchmarkIndividual ContributorTodayActuary IV (US)
DTLA Benefits
$125,000+5% vs benchmarkIndividual ContributorTodayActuary
Cover Genius
$130,000+9% vs benchmarkIndividual ContributorTodaySr. Actuarial Analyst
The Philadelphia Contributionship
$95,000-20% vs benchmarkIndividual ContributorToday
How this salary benchmark is calculated
Acturhire uses advertised compensation from actuarial job postings. Salary ranges are annualized where possible and summarized using posting-level salary points, medians, and percentile ranges to reduce the effect of outliers.
This level currently includes 2,782 postings with usable salary data through August 2026. Practice-area and state comparisons require at least 20 observations and exclude unknown categories.
Figures describe advertised annual base salary—not accepted offers, bonuses, equity, pensions, or other benefits. Historical results can include roles that have closed, and small or highly specialized samples may not represent the wider market.
Related Salary Data
Explore salary guides by practice area
Explore salary guides by state
- New York actuary salary266 individual contributor postings in this sample
- California actuary salary222 individual contributor postings in this sample
- Illinois actuary salary198 individual contributor postings in this sample
- Connecticut actuary salary151 individual contributor postings in this sample
- New Jersey actuary salary145 individual contributor postings in this sample
- Minnesota actuary salary145 individual contributor postings in this sample
Frequently asked questions
How much does a Individual Contributor actuary earn?
Based on 2,782 job postings on Acturhire, the median salary for Individual Contributor actuaries is $119,250. The middle 50% of Individual Contributor roles pay between $96,000 and $146,500.
How does the Individual Contributor level compare to other actuarial seniority levels?
Actuarial salaries increase substantially with seniority. Individual Contributor sits in the broader spectrum from Intern/Analyst at the junior end to C-Suite at the senior end. The full breakdown by level is available on Acturhire's salary tool.
How does Individual Contributor actuary pay compare to the national actuary salary?
The median salary for Individual Contributor actuaries is $119,250, compared with a national median of $140,000 across all Acturhire salary postings.
Which practice areas pay Individual Contributor actuaries the most?
Among practice areas with sufficient data, Life commands the highest median for Individual Contributor roles at $130,476.
Which states hire the most Individual Contributor actuaries?
The largest reliable samples for Individual Contributor roles in Acturhire's current salary data include New York, California, Illinois, Connecticut. Use the state comparison on this page to compare pay and sample size.
What changes compensation most for Individual Contributor actuaries?
The biggest salary drivers for Individual Contributor actuaries are practice area, credential level, management responsibility, technical ownership, employer type, and location. Use the practice-area and state tables on this page to narrow the benchmark.